Cumberland Times-News


November 1, 2012

Social Security is not failing; keep it in its present form

In 1935, President Roosevelt signed a law to put Social Security into effect. The first Social Security check was received in January 1937. Upon death of a spouse, the surviving spouse continued to receive both Social Security income checks. Each working spouse also received a burial stipend of $255.

Then President Carter signed into law the notch years — 1917-1923 — World War II vets, spouses and the Depression “kids” fell into this category, which created a $100 a month cut from each Social Security check and is still in effect.

The IRS added a marriage tax of $2,000 per year to tax forms. This begins again in 2012. I have no date when Social Security was changed to deny spouses the right to receive both checks when one dies. Spouses have also lost their Social Security burial fund of $255.

Losses to my husband and myself have amounted to $214,159, not including the loss of cost-of-living income each year. As a widow, my Social Security loss is $92,304; marriage tax, $70,000; “notch” loss, $51,600; burial loss, $255.

I am only one person. Please take a little time, folks, to check your losses. One in four seniors are keeping family members with no help.

The federal government owes Social Security over $3 trillion that has been used for our never-ending wars.

God help our young people if Social Security is privatized. Retirement holding companies do not give cost-of-living increases to keep seniors in their homes. (Holding companies send retirement investments overseas.)

I don’t believe Social Security is on the brink of failure. Thousands who paid into the system will never draw a dime. Three times, while I was working, my Social Security input was increased.

The trick is to keep Congress out of using the funds. The feds are supposed to protect us, not steal our income.

Mrs. C. Nave


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