Cumberland Times-News


June 11, 2013

There is hope

Program can help save families from foreclosures

Losing a home due to foreclosure can be a devastating experience. But many local families have seen the effects lessened through a free service coordinated by the Allegany County Law Foundation and Allegany County Human Resources Development Commission.

The Foreclosure Solutions Workshop will be held from 2 to 5 p.m. on  June 27 at HRDC, 125 Virginia Ave.

In 2011, the program enlisted volunteer attorneys who served 22 homeowner families who attended three of the workshops. Allegany Law staff has assisted 88 families with legal services, including follow-up advice after workshop contact, coordination of services with housing counselors and negotiation with lenders, servicers and creditors.

Volunteer attorneys have represented 32 families in court cases with 11 bankruptcy cases, five foreclosure mediations and 16 negotiations including loan modifications and independent foreclosure reviews.

 The workshop will give participants directions on the next steps to take and where to go for help. Allegany Law may be able to provide additional resources to homeowners who need assistance with foreclosure mediation and bankruptcy consultation, Marcia Conrad, executive director of Allegany Law, said.

Workshop participants should bring all materials related to their current and former mortgages, including the loan application, settlement paperwork and lender statements; and any foreclosure notices or threats of foreclosure received; and a monthly household budget, Conrad said. The Foreclosure Solutions Workshop is free and open to the public. The site is handicapped accessible.

Sen. George Edwards, the Maryland Department of Housing and Community Development and Maryland Pro Bono Resource Center are also providing resources and sponsoring the workshop. This is the collaboration’s seventh workshop since July 2010 in Allegany County. The model has been successfully used throughout Maryland at churches, community centers and other forums to assist thousands of homeowners.

To register for the workshop, call Allegany Law at 301-722-3390.

Text Only
  • It shouldn’t take a study to figure out what city needs

    Another study on what to do with Cumberland? (“City’s economic consultants unveil good, bad at study update,” June 26 Times-News, Page 1A)

    July 25, 2014

  • C-minus grade C-minus grade

    If a survey conducted by and the Kaufman Foundation is an accurate portrayal, Maryland has a long way to go to become a business-friendly state.

    July 24, 2014 1 Photo

  • It might not be a problem, but a possibility

    God certainly orchestrates circumstances that cause us to marvel. The recent flood In Cresaptown that Calvary Baptist Church/School endured is proving to be yet another miracle birthed out of devastation.

    July 24, 2014

  • Look to the Jubilee solution to resolve our economic woes

    Following the Lehman banking debacle of 2008, the government sponsored bailout of the banking sector to boost the economy created an illusion of recovery.

    July 24, 2014

  • Common Core curriculum is bad news for West Virginians

    If something is not done soon, the vast majority of American K-12 school children will be taught using dubious, federally backed national education “standards” that have come under fire from across the political spectrum.

    July 24, 2014

  • Please return valuable items taken from woman’s parked van

    On July 8 at 2:33 p.m. my 16-year-old granddaughter Caitlyn Cook and I arrived at Children’s Medical Group for a 3 p.m. appointment.

    July 23, 2014

  • Preposterous Preposterous

    File this one under the We Thought We’d Heard Everything category: A man who attempted the armed robbery of a pizza shop is now suing the pizzeria and the employees who tackled him and wrestled his gun away during the holdup.

    July 22, 2014 1 Photo

  • Legion honor guard available to honor veterans at their funerals

    We in the honor guard of Fort Cumberland Post 13, American Legion, performed 196 veterans service in 2013.

    July 22, 2014

  • No secrets No secrets

    The idea of fracturing for natural gas makes many people anxious about potential harmful effects. For that reason alone, it is incumbent on Maryland government to require full disclosure of chemicals used in the process.

    July 21, 2014 1 Photo

  • Remember, we’re not immune to extinction

    I’d like to pose a theoretical scenario to Cal Thomas.

    If a medical specialist said, “Cal, you’ve got a serious physical problem. Do nothing and you’ll die soon. Follow my prescription, which involves certain life-style changes, and there’s a good probability you’ll live, even if your life may be a bit more constrained than now.”

    July 21, 2014